#main{min-height:calc(100vh - var(--nav-h));padding-top:var(--nav-h)}.nav{position:fixed;inset:0 0 auto 0;height:var(--nav-h);z-index:50;background:var(--indigo);color:var(--stone-50);display:flex;align-items:center}.nav .container{display:flex;align-items:center;justify-content:space-between;gap:12px}.nav__brand{font-family:var(--font-display);font-size:1.1rem;font-weight:600;white-space:nowrap}.nav__links{display:flex;gap:2px;overflow-x:auto;scrollbar-width:none}.nav__links::-webkit-scrollbar{display:none}.nav__link{padding:6px 10px;border-radius:8px;font-size:.9rem;color:var(--stone-300);white-space:nowrap}.nav__link:hover{color:var(--white);background:#ffffff14}.nav__link.is-active{color:var(--white);background:var(--accent)}.nav__toggle{display:none;flex-direction:column;justify-content:center;gap:5px;width:40px;height:36px;padding:8px;background:transparent;border:0;cursor:pointer}.nav__toggle span{display:block;width:22px;height:2px;border-radius:2px;background:var(--white);transition:transform .2s ease,opacity .2s ease}.nav__toggle.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}.nav__toggle.is-open span:nth-child(2){opacity:0}.nav__toggle.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}@media (max-width: 768px){.nav__toggle{display:flex}.nav__links{position:absolute;top:var(--nav-h);left:0;right:0;display:none;flex-direction:column;gap:2px;overflow:visible;padding:10px 16px 16px;background:var(--indigo);border-top:1px solid rgba(255,255,255,.08);box-shadow:0 16px 30px -18px #0009}.nav__links.is-open{display:flex}.nav__link{padding:12px;font-size:1rem;border-radius:10px}}.chapter__no{font-family:var(--font-display);color:var(--accent);font-size:.95rem;letter-spacing:.08em}.chapter__cta{color:var(--accent);font-weight:600;font-size:.95rem}.placeholder{padding:clamp(48px,10vw,120px) 0}.placeholder h1{font-size:clamp(2rem,5vw,3rem)}.placeholder p{color:var(--ink-soft);max-width:48ch}.disclaimer{background:var(--indigo);color:var(--stone-300);font-size:.85rem;padding:28px 0}.disclaimer strong{color:var(--stone-50)}.calc{padding:clamp(32px,6vw,64px) 0 clamp(48px,8vw,80px)}.calc__head{margin-bottom:clamp(24px,4vw,40px)}.calc__head h1{font-size:clamp(2rem,5vw,3rem)}.calc__head p{color:var(--ink-soft);max-width:52ch;margin:0}.calc__grid{display:grid;grid-template-columns:minmax(260px,340px) 1fr;gap:clamp(24px,4vw,48px);align-items:start}.calc__inputs,.calc__results{min-width:0}@media (max-width: 760px){.calc__grid{grid-template-columns:1fr}}.calc__inputs{background:var(--stone-50);border:1px solid var(--stone-300);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column;gap:18px;position:sticky;top:calc(var(--nav-h) + 16px)}@media (max-width: 760px){.calc__inputs{position:static}}.field-group__title{margin:4px 0 -4px;font-family:var(--font-display);font-size:1rem;color:var(--ink)}.field-group__title:not(:first-child){margin-top:10px;padding-top:16px;border-top:1px solid var(--stone-300)}.field{display:flex;flex-direction:column;gap:6px}.field__label{font-size:.85rem;font-weight:600;color:var(--ink-soft)}.field__wrap{display:flex;align-items:center;background:var(--white);border:1px solid var(--stone-300);border-radius:10px;overflow:hidden;transition:border-color .15s ease,box-shadow .15s ease}.field__wrap:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px #f0572233}.field__adorn{padding:0 10px;color:var(--ink-soft);font-size:.95rem;background:var(--stone-100);align-self:stretch;display:flex;align-items:center}.field__adorn--suffix{border-left:1px solid var(--stone-300)}.field input{flex:1;min-width:0;border:0;outline:0;background:transparent;padding:11px 12px;font:inherit;font-variant-numeric:tabular-nums;color:var(--ink)}.field__hint{font-size:.78rem;color:var(--ink-soft)}.field--disabled{opacity:.55}.field--disabled .field__wrap{background:var(--stone-100)}.field--disabled input{cursor:not-allowed}.field__select{flex:1;min-width:0;border:0;outline:0;background:transparent;padding:11px 12px;font:inherit;color:var(--ink);cursor:pointer;-webkit-appearance:none;-moz-appearance:none;appearance:none}.checks{display:flex;flex-direction:column;gap:10px}.check{display:flex;align-items:center;gap:9px;font-size:.92rem;cursor:pointer}.check input{width:17px;height:17px;accent-color:var(--accent);cursor:pointer}.check input:disabled{cursor:not-allowed}.check:has(input:disabled){color:var(--stone-300);cursor:not-allowed}.breakdown{width:100%;border-collapse:collapse;font-size:.9rem;font-variant-numeric:tabular-nums;background:var(--stone-50);border:1px solid var(--stone-300);border-radius:var(--radius);overflow:hidden}.breakdown th,.breakdown td{padding:10px 14px;text-align:right}.breakdown th:first-child,.breakdown td:first-child{text-align:left}.breakdown thead th{font-size:.75rem;text-transform:uppercase;letter-spacing:.04em;color:var(--ink-soft);border-bottom:1px solid var(--stone-300)}.breakdown tbody tr+tr td{border-top:1px solid var(--stone-200)}.breakdown tfoot td{border-top:2px solid var(--stone-300);font-weight:600;font-family:var(--font-display)}.fees{border:1px solid var(--stone-300);border-radius:var(--radius);background:var(--stone-50)}.fees summary{cursor:pointer;padding:14px 18px;font-weight:600;font-size:.9rem;color:var(--ink-soft);list-style:none;display:flex;justify-content:space-between;align-items:center}.fees summary::-webkit-details-marker{display:none}.fees summary:after{content:"▾";color:var(--accent)}.fees[open] summary:after{content:"▴"}.fees__grid{padding:4px 18px 18px;display:flex;flex-direction:column;gap:14px}.amort-table{max-height:360px;overflow:auto;border:1px solid var(--stone-300);border-radius:var(--radius)}.amort-table .breakdown{border:0;border-radius:0}.amort-table thead th{position:sticky;top:0;background:var(--stone-100);z-index:1}.route-loading{padding:clamp(60px,12vw,120px) 16px;color:var(--ink-soft)}.lander__hero{min-height:calc(100vh - var(--nav-h));display:flex;align-items:center;background:linear-gradient(160deg,var(--indigo) 0%,var(--indigo-soft) 100%);color:var(--white)}.lander__hero h1{font-size:clamp(2.6rem,8vw,6rem);max-width:16ch}.lander__hero p{font-size:clamp(1.1rem,2.5vw,1.5rem);color:#ffffffc7;max-width:50ch;margin-top:1.2rem}.lander__cue{margin-top:3rem;color:var(--accent);letter-spacing:.1em;font-size:.9rem;text-transform:uppercase}.scene{padding:clamp(60px,14vh,160px) 0;position:relative;overflow:hidden;border-top:1px solid var(--stone-300)}.scene__inner{position:relative;display:flex}.scene--right .scene__inner{justify-content:flex-end}.scene__no{font-family:var(--font-display);font-size:clamp(5rem,22vw,15rem);line-height:.8;color:var(--stone-300);position:absolute;top:-.18em;left:-.04em;z-index:0;pointer-events:none;-webkit-user-select:none;user-select:none}.scene--right .scene__no{left:auto;right:-.04em}.scene__body{position:relative;z-index:1;max-width:34ch}.scene--right .scene__body{text-align:right}.scene__body h2{font-size:clamp(2rem,6vw,3.5rem)}.scene__body p{color:var(--ink-soft);font-size:1.05rem}.btn{display:inline-block;margin-top:1.3rem;background:var(--accent);color:var(--white);padding:12px 20px;border-radius:999px;font-weight:600;font-size:.95rem;box-shadow:0 8px 22px -12px #f05722b3;transition:transform .15s ease,background .15s ease}.btn:hover{background:var(--accent-bright);transform:translateY(-2px)}.btn--lg{font-size:1.05rem;padding:14px 26px}.lander__end{padding:clamp(60px,12vh,140px) 0;text-align:center;background:var(--grad);border-top:1px solid var(--stone-300)}.lander__end p{font-family:var(--font-display);font-size:clamp(1.6rem,4vw,2.6rem);margin-bottom:1.2rem}@media (max-width: 640px){.scene{padding:clamp(48px,10vh,90px) 0}.scene__inner{display:block}.scene__no{position:static;font-size:3.25rem;line-height:1;margin-bottom:.15em;color:var(--stone-300)}.scene--right .scene__no{left:auto;right:auto}.scene__body,.scene--right .scene__body{max-width:none;text-align:left}}.stat{display:flex;flex-direction:column;gap:2px;padding:16px 18px;background:var(--stone-50);border:1px solid var(--stone-300);border-radius:var(--radius)}.stat__label{font-size:.8rem;font-weight:600;color:var(--ink-soft);text-transform:uppercase;letter-spacing:.04em}.stat__value{font-family:var(--font-display);font-size:1.6rem;font-variant-numeric:tabular-nums;color:var(--ink)}.stat__sub{font-size:.8rem;color:var(--ink-soft)}.stat--hero{background:linear-gradient(135deg,var(--indigo) 0%,var(--indigo-soft) 100%)}.stat--hero .stat__label{color:var(--stone-300)}.stat--hero .stat__value{color:var(--white);font-size:clamp(2.2rem,5vw,3rem)}.stat--good .stat__value{color:var(--green)}.stat--hero.stat--good .stat__value{color:var(--green-bright)}.stat--warning .stat__value{color:var(--danger)}.stat-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:14px}@media (max-width: 420px){.stat-row{grid-template-columns:1fr}}.chart-title{font-size:1.15rem;margin:28px 0 10px}.chart-card{background:var(--stone-50);border:1px solid var(--stone-300);border-radius:var(--radius);padding:16px 12px 8px}.chart-tip{background:var(--ink);color:var(--stone-50);border-radius:8px;padding:8px 10px;font-size:.82rem;line-height:1.5}.chart-tip__label{color:var(--stone-300);margin-bottom:2px}.chart-tip__row{display:flex;align-items:center;gap:6px;font-variant-numeric:tabular-nums}.chart-tip__swatch{width:9px;height:9px;border-radius:2px;display:inline-block}.callout{margin-top:24px;padding:14px 16px;border-radius:10px;font-size:.9rem;line-height:1.55;background:var(--stone-100);border-left:3px solid var(--stone-300);color:var(--ink-soft)}.callout--warning{background:#f7ebe6;border-left-color:var(--danger);color:#6b2416}:root{--stone-50: #fbfbfe;--stone-100: #eeeef7;--stone-200: #f1f1f9;--stone-300: #e1e1ef;--ink: #14163a;--ink-soft: #585d85;--green: #15a34a;--green-bright: #28c768;--danger: #d1452a;--accent: #f05722;--accent-bright: #ff6a34;--indigo: #0f2e2a;--indigo-soft: #1b4a42;--white: #ffffff;--grad: linear-gradient(120deg, #e8f6ee 0%, #e2f2ee 50%, #fdeede 100%);--font-sans: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;--font-display: "Fraunces", Georgia, "Times New Roman", serif;--nav-h: 64px;--maxw: 1080px;--radius: 14px;--gap: clamp(16px, 3vw, 32px);color-scheme:light;color:var(--ink);background:var(--stone-200);font-family:var(--font-sans);font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}*{box-sizing:border-box}body{margin:0;min-height:100vh;background:var(--stone-200)}h1,h2,h3{font-family:var(--font-display);font-weight:600;line-height:1.1;margin:0 0 .4em;letter-spacing:-.01em}a{color:inherit;text-decoration:none}.container{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:16px}@media (prefers-reduced-motion: reduce){*{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}